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 Shared Branching / CO-OP ATM Network 

Liberty First has partnered with CUSN (Credit Union Service Network) to provide our members with the ability to visit over 5,000 guest credit union branch locations nationwide to conduct your everyday banking and over 30,000 surcharge free ATMs nationwide.

To find a guest credit union location near you visit http://co-opcreditunions.org/locator/ or call toll-free 1-888-748-3266.

Liberty First does not provide services for guest members of other participating credit unions.

What is a Shared Branching?
Credit Unions have pooled resources together to form a unique and cost-effective alternative to owning and operating individual credit union branches. This is known as a Shared Service Center.

Liberty First Credit Union members can access their accounts at any of the CU Service Centers. A CU Service Center is a credit union that opens its doors and allows other credit union members to use their facility providing many of the services you use at your credit union. Participating Credit Unions that accept guest members can be found here: http://co-opcreditunions.org/locator/.

Services include:

  • Make deposits (refer to your own credit union's funds availability policy)
  • Withdraw funds
  • Transfer funds between accounts
  • Balance inquiries
  • Process loan payments
  • Official checks, money orders and traveler's checks (these services are not available at all participating shared branching locations and fees may apply)

To complete the following transactions you must come into a Liberty First branch:

  • Become a member
  • Add new services/accounts
  • Order checks
  • Negotiate third party checks
  • Make changes to your account (including name or address)

When conducting business at a CU Service Center you will need to have your credit union name, account number, and a valid photo ID (see below for acceptable forms of ID). You will also be asked for the last 4 digits of your social security number for verification purposes.

Approved Photo IDs include:

  • Driver's License
  • Military Identification
  • Alien Registration Card
  • State Identification Card
  • Passport
What is the CO-OP ATM Network?Don't spend your money to get your money. Liberty First partnered with CO-OP to make it easy for you to locate a surcharge-free ATM wherever you are. With access to over 30,000 surcharge-free ATMs in the Liberty First network you are sure to be near one.

To find a CO-OP Network ATM:

  • Use CO-OP Network ATM Locator
  • Call 1-888-SITECOOP (748-3266)
  • Use your cell phone to text MYCOOP 
          Text your location - address, intersection, zip code or city/state to 692667 (MYCOOP)
          You'll receive the location of the nearest CO-OP Network surcharge-free ATM
          Text "more" for additional locations

We offer this service free of charge. Your mobile carrier will apply standard text messaging rates.