With Kasasa Cash®, you’ll earn rates higher than the national average. Plus, get up to $15 a month in refunds on ATM fees – whether you’re in Lincoln or anywhere else in the country.
Earning your rewards just takes a few banking basics you’re probably already doing. And, as always, your Kasasa® checking account is always free.
- 3.00% APY* on balances up to $30,000
- 0.05% APY* if qualifications aren't met
- Refunds on ATM fees nationwide (up to $15 monthly)*
- Can link to high-interest Kasasa Saver® account
- No minimum balance to earn rewards
- No monthly service fee
- Free Online Access and Bill Pay
- Free eStatements
- Free Mastercard® Debit Card
- $50 minimum deposit to open
Earning Rewards is Easy.
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® account each monthly qualification cycle:
- Have at least 12 signature based debit card purchases post and settle
- Be enrolled and log into Online Access
- Be enrolled and receive eStatements
- Have at least one (1) net direct deposit or ACH transaction post and settle
*APY=Annual Percentage Yield. APYs accurate as of 10/02/2017. Rates may change after account is opened. Minimum to open is $50 for Kasasa. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $30,000 receive APY of 3.00%; and (3) balances over $30,000 earn 0.15% interest rate on the portion of the balance over $30,000, resulting in 3.00% - 0.81% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM Receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Transfers between accounts do not count as qualifying transactions. PIN based transactions do not count towards qualifying debit card transactions. Limit one account per SSN.