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 Liberty First MasterCard Credit Card

Upgrade your card design by choosing one of our 50 designs.

Standing Out From The Rest

The Liberty First MasterCard Credit Card includes:

  • No annual fee
  • 25-day grace period on purchases
  • No balance transfer or cash advance fee
  • CardValet to give you control over your card
  • Accepted at millions of locations worldwide

For more information, please see our rates. You can apply online or by calling (402) 465-1000 for your new low rate MasterCard.

Give Your Liberty First Card a New Look!   |  View the Design Gallery
Let your personality show each time you pay with your Liberty First Credit Card. Simply pick a design that shows your true colors from our gallery of bright, vivid imagery and then give us a call at 402-465-1000 to have it printed. You can even pick it up from one of our branches within hours! While you are at it, upgrade your debit card design too!

Already have a Liberty First Credit Card? No problem. You can upgrade your card for only $10. The designer card will replace your current card. If you have multiple debit cards, you will be able to choose which card is replaced.

Monitor and control your cards right from your phone with CardValet. Find out more here.

Mobile Wallet
To add your Liberty First Credit Union debit and credit cards to your phone's mobile wallet, simply locate the appropriate app on your phone, and follow the instructions for adding your card to the app.

Once your cards are loaded into the app simply give us a call to verify your cards then you're all set! And if you run into any trouble, you can always give us a call at 402-465-1000 or 1-855-501-4600. After normal business hours? No problem. Call 1-844-646-5465.

UChoose Rewards

Liberty First believes in giving our members more and with the new UChoose Rewards® program we have done just that. With UChoose Rewards®, you choose where to shop and what to get with the points you earn. While most rewards programs have limited options, we offer the opportunity to shop at millions of MasterCard® - accepted locations across the globe.  

There's never been a better time to start receiving additional benefits for using your Liberty First Credit Union credit card for your everyday needs. Simply use your card at gas stations, supermarkets, drugstores, malls or anywhere else to experience an easy and rewarding way to shop. The more you shop, the more you earn. And the more you earn, the more you are rewarded. Plus, you can earn even more points by shopping at
Participating Retailers.

To redeem your points and view offers from participating retailers, visit www.uchooserewards.com.

Want to find out more? Check out our FAQs on UChoose Rewards.

MasterCard Balance Check and Payment Instructions

To check the balance or make a payment on your LFCU MasterCard sign on to Liberty First's Online Access
any time it is convenient for you or call 1-855-501-4600 during normal business hours. 

Not signed up for LFCU Online Access?
Sign up here to pay your bill for free or use our convenient Secure Online Payment Center for a small fee.

MasterCard Expiration Date
Your LFCU MasterCard is valid for the entire month it expires in. For example, if your card says it expires on 12/18 then it will work the entire month of December. Liberty First sends replacement cards with new expiration dates in the expiration month that is displayed on your card.

MasterCard SecureCode
MasterCard SecureCode is an online security service to guard you against unauthorized use of your MasterCard card while shopping online at participating merchants.  There is no software to download, no cost and no hassles. Simply click here
 to register your card(s) now.

Tip: If you have a hyphenated name, you will need to put a space between your last names vs the hyphen. 

Lost or Stolen Card Instructions

If your LFCU MasterCard is missing, lost or stolen, please notify Liberty First immediately at 402-465-1000. In the case of a stolen card, you will want to notify the police department as well. Call 1-800-472-3272 or 800-262-2024 to report your losses 24/7 if you are in the US. If your card is lost or stolen while outside of the US please call 973-682-2652. 

Traveling Outside of the State You Reside In?When traveling outside of the state that you reside in post some of your transactions as debit and enter your PIN,  the fraud monitoring system will then recognize the purchase as valid.  If they have any questions about the transaction they will call you at the phone number listed on file at Liberty First Credit Union.

Traveling Outside of the United States?

When traveling outside of the United States please let us know in advance by calling (402) 465-1000. If Liberty Firsts' Fraud Protection Service cannot contact you at the phone number on file with Liberty First, your cards may be blocked. Notifying us in advance will keep your cards available for purchases while you are out of the country.

MasterCard offers Global Assistance Services to you while traveling. It provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advances. If you run into any issues while traveling please call MasterCard Assist at 1-800-622-7747. If your cards is lost or stolen outside of the United States, Canada, Puerto Rico and the US Virgin Islands please visit www.mastercard.com and locate the emergency services tab to find the appropriate number to call.

Don't have a card yet? Do something good for yourself and apply today!            

Apply Online 
  • Print and mail to:
    Liberty First Credit Union
    ATTN: Credit Cards
    P.O. Box 5248
    Lincoln, NE 68505

The MasterCard APR (Annual Percentage Rate) for purchases listed above is effective on 04-25-16. A finance charge will be imposed on Credit Purchases only if you elect not to pay the entire new balance shown on your monthly statement for the billing cycle during which such transactions are posted to your account within 25 days from the closing date of that statement. Rates and terms are subject to change. Why pay cash advance and balance transfer fees when you don't have to? The Liberty First MasterCard offers the purchasing power you want, and is the only card you’ll ever need.

*Net purchases are defined as the dollar value of goods and services purchased with a card beginning with the first day of the billing cycle that includes Cardholder's Enrollment Date, minus any credits, returns or other adjustments as reflected on the monthly
billing statements.