Checking that Means MORE!
Start Earning More with Liberty+ Checking
At Liberty First Credit Union, we believe your checking account should do more than just store your money. That’s why we created Liberty+ — a tiered rewards checking account that helps you earn up to 5.50% APY on balances up to $40,000, just by using your Liberty First Credit Card.
With Liberty+, the more you use, the more you earn.
How It Works:
Earn UChoose Rewards: 1 point per $1 spent onyour Liberty First Credit Card. Redeem points for cash, travel, and more.
Premium Savings and CD Rates and Discounts on Loan Rates.
Easily qualify by your using your Liberty First Credit Union Credit
Card for $1,000 or more in purchase or for 16 transactions of $8 or more per transaction.*
*APY = Annual Percentage Yield. Rates, rewards, terms, and conditions are variable and subject to change without notice to you. APYs are accurate as of 4/01/2025 and are calculated based on an assumed $140,000 balance with a 31-day statement cycle. Fees may reduce earnings. Minimum to open: $50. The aggregate net of purchases and returns will be used to determine reward earnings. Rewards less than a penny cannot be distributed. The advertised Liberty+ APY is based on non-compounding dividends. If the account is closed before rewards are credited, you will forfeit the rewards. eStatements and a net direct deposit of $1,000+ per cycle are required. Liberty+ Multi-Level Rewards if qualifications are met: Platinum: 5.50% APY on balances up to $40,000; 0.15% on amounts over $40,000 (resulting APY: 5.50%–1.68%). Gold: 5.00% APY up to $40,000; 0.15% on excess (APY: 5.00%–1.54). Silver: 4.50% APY up to $40,000; 0.15% on excess (APY: 4.50%–1.39%). If qualifications aren’t met, all balances earn 0.05% APY. To Qualify for Rewards: (1) Meet spending thresholds: $3,000 (Platinum), $2,000 (Gold), or $1,000 (Silver) on the Liberty First Credit Union credit card. Silver also qualifies with 16+ credit card transactions of $8+ each; (2) Primary Member must enroll and log into online banking each cycle. Transactions must post and settle within the Monthly Qualification Cycle. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle the account. ATM transactions and transfers between accounts do not count. Liberty First Credit Union reserves the right to determine if the account is being maintained for a purpose other than day-to-day, primary use and may transition those that are not to a new account type. Liberty First Credit Union cannot be responsible for how merchants route transactions. Limit of one account per household. A $6.95 monthly subscription fee applies. Federally insured by NCUA.
Liberty First Credit Union Credit Card required to qualify. | $6.95 monthly subscription fee applies.