Mastercard & Credit Card - Liberty First Credit Union

Mastercard & Credit Card

Liberty First MasterCard Credit Card

Liberty First MasterCard Credit Card

Stand out from the rest

Ready To Scale Back on Credit Card Debt?

Move your balances and whip your high rates into shape to start saving today!

1.99% APR for up to 6 months on balance transfers*.

Get ahead of your debt faster while saving hundreds by transferring your balances to a low-rate, Liberty First Credit Card. Worried about transfer fees? Don’t be! Our credit card features no balance transfer, cash advance, or annual fees. Don’t wait, call to transfer and start saving today!

Don’t have a Liberty First MasterCard Credit Card?

Why pick any credit card when you can have the MasterCard® Credit Card with Rewards from Liberty First? Our card provides you with convenient purchasing power and is accepted at millions of locations worldwide. Plus, you can earn rewards on any purchase and redeem them for travel, gift cards and even cash. 

The Liberty First MasterCard® Credit Card includes:

•    No annual fee
•    25-day grace period on purchases
•    No balance transfer or cash advance fee
•    CardValet® to give you control over your card
•    UChoose Rewards
•    Accepted at millions of locations worldwide

You can apply online or call us at (402) 465-1000 for your new low rate MasterCard®.

Give Your Liberty First Card a New Look!

Let your personality show each time you pay with your Liberty First Credit Card. Simply pick a design that shows your true colors from our gallery of bright, vivid imagery and then give us a call at 402-465-1000 to have it printed. You can even pick it up from one of our branches within hours! While you are at it, upgrade your debit card design too!

Already have a Liberty First Credit Card? No problem. You can upgrade your card for only $10. The designer card will replace your current card. If you have multiple credit cards, you will be able to choose which card is replaced. 

View the Design Gallery


Monitor and control your cards right from your phone with CardValet®.

Mobile Wallet

To add your Liberty First Credit Union debit and credit cards to your phone’s mobile wallet, simply locate the appropriate app on your phone, and follow the instructions for adding your card to the app.

We offer Mobile Wallet for: 

•    Apple Pay
•    Samsung Pay
•    Google Pay

Once your cards are loaded into the app simply give us a call to verify your cards then you’re all set! And if you run into any trouble, you can always give us a call at 402-465-1000 or 1-855-501-4600. After normal business hours? No problem. Call 1-844-646-5465.

UChoose Rewards®

Liberty First believes in giving our members more and with the new UChoose Rewards® program we have done just that. With UChoose Rewards®, you choose where to shop and what to get with the points you earn. While most rewards programs have limited options, we offer the opportunity to shop at millions of MasterCard® – accepted locations across the globe.  

There’s never been a better time to start receiving additional benefits for using your Liberty First Credit Union credit card for your everyday needs. Simply use your card at gas stations, supermarkets, drugstores, malls or anywhere else to experience an easy and rewarding way to shop. The more you shop, the more you earn. And the more you earn, the more you are rewarded. Plus, you can earn even more points by shopping at Participating Retailers.

To redeem your points and view offers from participating retailers, visit

Want to find out more? Check out our FAQs on UChoose Rewards.

Additional Credit Card Information:

To check the balance or make a payment on your LFCU MasterCard ® sign on to Liberty First’s Online Access (link to online access login page) any time it is convenient for you or call 1-855-501-4600 during normal business hours.

Not signed up for LFCU Online Access? Enroll in Online Access here to pay your bill for free or use our convenient Secure Online Payment Center for a small fee.

*APR = Annual Percentage Rate. 1.99% APR applies to external balance transfers only. Rate valid from date of balance transfer through July 31, 2022. The term of your promotional rate is dependent on the balance transfer rate and will range from 1 day to 6 months. Minimum balance transfer amount of $200. Balance transfer fee is 0% of the amount transferred. After the promotional term, the rate for balance transfers will revert to the current rate as disclosed to you and as provided in your Credit Line Account Agreement and Disclosure. New purchases, cash advances and internal balance transfers do not qualify for the promotional rate. The non-promotional rate for purchases, internal balance transfers, and cash advances is as low as 9.99% APR and may vary as disclosed in your Credit Line Account Agreement and Disclosure. Non-promotional rate valid February 1, 2022 and subject to change without notice. Annual Percentage Rate and term determined by members’ creditworthiness. Subject to approval. UChoose Reward Points are only available on new net purchases and do not include balance transfer amounts. Some restrictions may apply per the terms of your Credit Line Account Agreement and Disclosure.
**Savings example is based on a full 6 months of the promotional 1.99% APR Balance Transfer Rate and the remaining balance at the lowest 9.99% APR rate, thus individual results may vary.