CardNav

CardNav

Your Cards At Your Control

Beginning May 25, 2026, CardValet will be discontinued. We will transition to our upgraded CardNav experience on June 24, 2026. Many of the great features and benefits you currently use will remain the same — with one exciting enhancement: CardNav can now be accessed directly through Liberty First Credit Union Online Banking for a more seamless and convenient experience.

Card Management at Your Fingertips

CardNav technology enables superior control, security, and financial visibility via your mobile phone. It lets you manage your cards on the go with an intuitive mobile app.

You control when and where your cards can be used, and you can view and act on instant alerts as transactions are processed. You can also perform card management functions such as turning the card on/off, and performing basic mobile banking functions such as viewing balances and transactions, transferring funds between accounts linked to a card, and searching for nearby ATMs.

Review Balances & Transactions

Monitor your finances anytime, anywhere by using the CardNav® App.

You can control your cards, set merchant usage controls, check your account balances, review recent card transactions, and more.

Fraud Protection

• Real-time alerts keep you informed when your card is used or declined.

• When you set your card to “off,” any attempted withdrawals or purchases will not be approved.

• Transaction controls allow your card to work only in specific locations or geographic areas.

Control Spending

Set spending limits for general use or specific thresholds by merchant types, such as gas, groceries, or retail stores. Establish controls by location and change parameters via your phone.

Get The App

CardNav is now available directly within Liberty First Credit Union Online Banking — but if you prefer, you can also download the standalone CardNav app for added convenience.

No matter how you choose to access CardNav, getting started is easy: simply create your login, add your cards, and customize your card controls and alerts to fit your needs.

CardNav FAQs

Whom do I contact to get started or for support?

Please contact us directly with any support questions.

Will CardNav work outside the U.S.? Does location functionality depend on phone signal?

Transactions that occur outside of the area where your primary mobile device is located. The mobile device must have location services (GPS) enabled with permission to use the current location. If your phone is turned off, without cellular service, or does not provide GPS location coordinates it will use the last saved GPS location. However, if this situation occurs for more than eight hours, CardNav temporarily ignores the My Location policies. Transactions would not trigger alerts or control denials based on My Location preferences during this time; however an alert would be generated informing you that a transaction was conducted.

How long can I leave a card “off”? How many cards can each user set up? Can I manage the different cards from the same CardNav account? Are notifications via push, or do you have to be logged in? Does the service time out (log off) after a period of time? What if I have my card turned off and a recurring utility bill wants to charge my card? Will that transaction be denied?

Your Cards At Your Control

Card Management at Your Fingertips

Review Balances & Transactions

Fraud Protection

Control Spending

Get The App

The right account is crucial for your financial success.

At Liberty First we have you covered with a variety of options.