Construction Alert: Black Hills Energy will be performing a gas line upgrade at our 501 N 46th St. location in Lincoln on May 13. The work area will be located approximately 10 feet behind Lane 1 of our drive-thru. Lane 1 will remain open; however, vehicles will need to navigate around construction equipment in the area. We appreciate your patience and apologize for any inconvenience this may cause.
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CardNav
CardNav
Your Cards At Your Control
Beginning May 25, 2026, CardValet will be discontinued. We will transition to our upgraded CardNav experience on June 24, 2026. Many of the great features and benefits you currently use will remain the same — with one exciting enhancement: CardNav can now be accessed directly through Liberty First Credit Union Online Banking for a more seamless and convenient experience.
Card Management at Your Fingertips
CardNav technology enables superior control, security, and financial visibility via your mobile phone. It lets you manage your cards on the go with an intuitive mobile app.
You control when and where your cards can be used, and you can view and act on instant alerts as transactions are processed. You can also perform card management functions such as turning the card on/off, and performing basic mobile banking functions such as viewing balances and transactions, transferring funds between accounts linked to a card, and searching for nearby ATMs.
Review Balances & Transactions
Monitor your finances anytime, anywhere by using the CardNav® App.
You can control your cards, set merchant usage controls, check your account balances, review recent card transactions, and more.
Fraud Protection
• Real-time alerts keep you informed when your card is used or declined.
• When you set your card to “off,” any attempted withdrawals or purchases will not be approved.
• Transaction controls allow your card to work only in specific locations or geographic areas.
Control Spending
Set spending limits for general use or specific thresholds by merchant types, such as gas, groceries, or retail stores. Establish controls by location and change parameters via your phone.
Get The App
CardNav is now available directly within Liberty First Credit Union Online Banking — but if you prefer, you can also download the standalone CardNav app for added convenience.
No matter how you choose to access CardNav, getting started is easy: simply create your login, add your cards, and customize your card controls and alerts to fit your needs.
CardNav FAQs
No, CardNav can be controlled and viewed by either a smartphone or iPad.
Please contact us directly with any support questions.
Yes. If your phone has an internet connection, CardNav will work.
Transactions that occur outside of the area where your primary mobile device is located. The mobile device must have location services (GPS) enabled with permission to use the current location. If your phone is turned off, without cellular service, or does not provide GPS location coordinates it will use the last saved GPS location. However, if this situation occurs for more than eight hours, CardNav temporarily ignores the My Location policies. Transactions would not trigger alerts or control denials based on My Location preferences during this time; however an alert would be generated informing you that a transaction was conducted.
You can turn your cards off, leave them off as long as you want to, and only turn them back on when you want to perform transactions.
There is no limit to the number of cards that you can set up, as long as the account is with a credit union offering the same controls and alerts offering at each location.
A separate account would be required for each card that belongs to different credit unions.
Notifications are push notifications in app. You do not need to be logged in.
Yes, for security purposes this does occur.
When the card is off, most card transactions are denied by the service and alerts are generated for attempted transactions. However, Auto-pay transactions and credits (deposits, returns and reversals) are exempt from this high-level control.
The right account is crucial for your financial success.
At Liberty First we have you covered with a variety of options.
