Bank Anywhere

If you’re connected to the internet, you’re connected to Liberty First Credit Union. With Online Access, you have anywhere, anytime access to your accounts. Transfer funds, check balances, track expenses, pay bills, deposit checks and more.

Secure and Convenient Password Reset: You are able to reset or retrieve your password 24 hours a day without calling or visiting a branch. Our system allows you to reset your password with a secure access code sent to you by email, text message or a phone call.

External Transfer Capabilities: Tired of writing a check to deposit at another financial institution? New features in Online Access will allow you to make deposits to your accounts at other financial institutions, saving you time and money.

Member to Member Transfers: Link other member numbers in your household to your Online Access account for easy viewing and transfers. You can even transfer to another member without linking their account to yours!

Online Bill Pay: Pay your bills in one place. It’s fast, simple and free.  Easy to follow instructions walk you through the process with prompts that guide the entry of information necessary to process your payments.  You have the option to set up manual, automatic, and/or one-time-only payments depending on your specific needs.  You can even track payments through the U.S. Postal service and access a comprehensive pre-set list of payees. Your payment and account information are password-protected and secured by the most current encryption and firewall technologies.

Bill Pay is safe and FREE*. Your payment and account information are password-protected and secured by the most current encryption and firewall technologies.

Need help setting up Online Access? Use these instructions to get started.

Need help setting up Online External Transfers or Non-member payments? Use these instructions to get started.

For your security, we use Multi-Factor Authentication for all Online and Mobile Banking. You can learn more about MFA here.

LOL. HF. BTW. OMW. Checking your balance at Liberty First is as easy as BALANCE with Text Banking. You can also transfer funds, see your account history and more.

Getting started with Text Banking is easy. First, go to Account Preferences in the Settings menu and click on the account(s) you would like to enable for Text Banking. Next, click on SMS/Text and check the box to “On”. On the same screen below the box you change to “On” you will have an SMS/Text Display Name. This is where you will set a nickname of no more than 4 characters. It is important you set up a nickname you will remember to properly use Text Banking. After that, simply use the list of codes below to start banking by text.

Text Banking list of Commands:

The Liberty First Credit Union Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. 

With Joy, Liberty First’s EZ-Line telephone banking service, you can use any touch-tone phone or your voice to access up-to-date information about any of your Liberty First accounts. You can also transfer money between many of your accounts and obtain current information about available deposit accounts and consumer loan services, all by telephone. Fast, safe, simple and free, Joy is available 24 hours a day, 7 days a week. For security, a personal identification number is required for account access.

Simply call (877) 978-3292 to get started.

The first time you use Joy, you’ll be asked to establish a Personal Identification Number (PIN), which will be used to identify you each time you use Joy. To do this, you will need to enter your account number and the last four digits of the primary account holder’s Social Security Number. When selecting a PIN, choose a number that’s easy to remember, and do not give it to anyone. Your personal PIN provides you with exclusive access to your accounts when using Joy.

Find Out What Joy Can Do For You

Joy Keypad Menu

Questons? Joy FAQs

Control and monitor the activity on your Liberty First Debit and Credit cards right from your phone. Learn More.

The way you pay for things is changing in new and exciting ways, and we’re bringing you the technologies to navigate these developments as they happen. Register your Liberty First Credit Union Debit and Credit Cards with your phone’s mobile wallet.

Leave Your Wallet At Home

To add your Liberty First Credit Union debit and credit cards to your phone’s mobile wallet, simply locate the appropriate app on your phone, and follow the instructions for adding your card to the app.

• Apple Pay
• Samsung Pay
• Google Pay

Once your cards are loaded into the app simply give us a call to verify your cards then you’re all set! And if you run into any trouble, you can always give us a call at 402-465-1000 or 1-855-501-4600. After normal business hours? No problem. Call 1-844-646-5465.

More Secure Transactions

When you use one of these mobile wallets, your card number is replaced by a unique code (or “token”) for each transaction. That means your actual debit or credit card numbers are never shared.

Payment At Your Fingertips

You can use your Liberty First cards with the push of a button on your mobile phone or smartwatch. Just unlock your phone or watch and hold it up to the contactless reader at a participating retailer. That’s it!

Deposit a check whenever, wherever using Remote Deposit Capture within our Mobile Banking App.

It is easy and only takes a few minutes each check.

1. Download the Liberty First Credit Union app on your smartphone or tablet if you haven’t already. Then, enter the same login information that you use for your Online Banking on your PC or MAC. If you haven’t enrolled please follow these steps.
2. Once you are logged into your account go the “+” sign at the bottom of the mobile banking app
3. Select “Deposit Check” from the menu
4. In order to deposit a check, you must allow Liberty First access to the camera
5. Take a photo of the front side and the back side of the check you are wishing to deposit.
6. Enter the total amount of the check and then select the account you would like the money to go into.
7. Click “Deposit Check”

It’s that easy!

If you have any questions on accessing the service through the LFCU Mobile Banking app, simply email us at [email protected] or call 402-465-1000. You can also send us a secure message with in the app or Online Banking by clicking on “Messages” under the “More” tab.

*At any time you can view the Mobile Deposit Terms and Conditions, including the availability of funds, by clicking “Mobile Deposit Enrollment” and then “Terms and Conditions” within your mobile app.

Go Green and Go Simple with Liberty First E-Statements! Securely receive your statement online each month and have easy access to it 24-hours a day. You can print or save your statements to have access anytime it is convenient for you. You will receive an email notification each month when your statement is ready.

Go Simple – Manage your checking and savings statements faster and easier.

Instant Notification – We’ll notify you the minute your statement is available. Then simply log in and view up to 12 months of statements and check images.

Safer Than Paper – An E-Statement can’t be stolen from your mailbox, delivered to the wrong house, or taken from your trash. Plus, you use your secure Online Access login to access your statements.

To sign up for e-Statements simply log into Online Access and click on the “Accounts” tab at the top of the page. Select “E-Statements and follow the directions from there. Questions? Give us a call at 402-465-1000 or 855-501-4600.

As a Liberty First Credit Union member you have access to over 30,000 surcharge-free ATMs Nationwide and 5,600 guest credit union branches. Learn more.