Deposit and Loan Rates

Deposits and Loan Rates

Rates for your financial plan

We seek to offer the best rate for all your saving and borrowing needs. Before you open an account or accept financing with another institution, call us at (402) 465-1000 to ensure that you receive the best possible account option. We’ll help you compare all terms and determine the best possible account for you.

These tables list our best published rate. Rates are provided for informational purposes only, intended for private use only, are not for public distribution, and are subject to change without notice.

Auto Loan Special for Model Years 2021 and newer:
37 to 48 Months – 4.99% APR**
49-60 Months – 5.49% APR**
61-72 Months – 5.99% APR**
73-84 Months – 6.49% APR**

EFFECTIVE: March 11, 2024

Please click each product tab below to see corresponding disclaimers.

Current Dividend Rates and Annual Percentage Yields are available from any of our staff and may change at any time at our discretion. Account related fees as described in our Fee Schedule apply to these accounts. Share, checking, and money market account dividends are credited and compound monthly unless otherwise noted.

Savings AccountsMinimum To OpenMinimum Balance to Earn APY*Dividend RateAPY*
Savings$5$5-$24,9990.05%0.05%
$25,000-$49,9990.05%0.05%
$50,000+0.10%0.10%
Kasasa Saver®**$5$0.01+1.98%2.00%
All balances if qualifications
are not met
0.05%0.05%
Wealth Builder Savings***$5$5 and over0.25%0.25%
IRA Savings$50.00$5-$24,9990.15%0.15%
$25,000-$49,9990.25%0.25%
$50,000+0.50%0.50%
Systemic IRA***$50.00$0.01 and over1.14%1.15%
Health Savings Account$50.00$5-$2,4990.15%0.15%
$2,500-$24,9990.25%0.25%
$25,000+0.50%0.50%

*The Annual Percentage Yield (APY) offered is determined at the discretion of the Credit Union and may daily. The APY may change after account is opened. Fees may reduce earnings.
**The Annual Percentage Yield (APY) based on an Average Daily Balance method. Dividends are paid to the nearest whole $0.01 (cent). Refer to the Truth in Savings Disclosure for details. Qualifications apply. Review the Kasasa Saver® account for more details.
***This account requires an automatic/systematic minimum monthly deposit. Penalty may be imposed for early withdrawal.

*The Annual Percentage Yield (APY) is based on quarterly compounding. 13-month Special Rate applies to new CDs and renewals at maturity only. You must maintain a minimum balance of $500 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings, may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Annual Percentage Yield. Rates offered are determined at the discretion of the Credit Union and may change daily.

**APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on your credit, term of your loan, and the year and mileage of the vehicle. All loans subject to approval. Rates available for model years 2021 or newer with clean title. Includes Discount of 0.50% APR for automatic loan payments from a Liberty First Credit Union account. Borrowers lose Discount if they fail to meet qualifications during the loan term. Rate is not available for loans already financed at LFCU. 48-month estimated monthly payment $23.02 per $1,000.00 borrowed, 60-month estimated monthly payment $19.10 per $1,000 borrowed, 72-month estimated monthly payment $16.57 per $1,000 borrowed, 84-month estimated monthly payment $14.84 per $1,000 borrowed.

Top