Home Loans
Choose Your Mortgage Path 
One of the most important financial decisions you will make is buying a home. When you’re ready to buy your first home, a new home, or to refinance your existing home, our Mortgage Loan Originators will take the time to explain the terms and options to you.
Mortgage rates are determined by many economic factors and tend to change frequently. For a current rate quote, visit our rate page or call a loan officer at (402) 465-1126.
If you are ready to apply, complete the Mortgage Application and one of our Mortgage Loan Originators will contact you. Please be aware that we are only able to originate loans on properties located in the State of Nebraska.
Take advantage of the following mortgage loan services:
- Free Pre-qualifications – know how much home you can afford
- Local decision-making with most approvals on the spot for qualified members
- Competitive rates and low fees
- Flexible down payment amounts with up to zero down
- Financing for your primary home and investment properties
- 100% financing can be available. Please contact us for more information
Find the right loan program for you:
Your rate, principal and interest will remain the same throughout the entire life of your loan, even if interest rates rise. Terms range from 10-30 years.
*The 5/1 Adjustable-Rate Mortgage (ARM) has a 30-year term with an initial fixed interest rate of 5.49% for the first five (5) years. After the initial fixed-rate period, the interest rate may adjust annually based on a specified index plus a margin, which may result in an increase or decrease in your monthly payment. The maximum rate adjustment caps and minimum rate (floor) apply as outlined in the loan agreement. Assuming a loan amount of $400,000, the monthly Principal and Interest payments would be $2,268.65, and APR of 6.326%. The advertised rate assumes excellent credit, owner-occupied property, and a qualified Liberty+ Checking account. Rates, terms, and availability are subject to change without notice and may vary based on creditworthiness, loan-to-value, occupancy, and other factors. Payment example does not include taxes and insurance; actual payment obligation will be higher. Additional terms, conditions, and restrictions may apply. All loans are subject to credit approval. Consult with a loan advisor for complete details. Closing costs apply.