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One of the most important financial decisions you will make is buying a home. When you're ready to buy your first home, a new home, or to refinance your existing home, our Mortgage Loan Originators will take the time to explain the terms and options to you.

Mortgage rates are determined by many economic factors and tend to change frequently. For a current rate quote visit our rate page or call a loan officer at (402) 465-1126.

If you are ready to apply, complete the Mortgage Application and one of our Mortgage Loan Originators will contact you. Please be aware that we are only able to originate loans on properties located in the State of Nebraska.

We offer the Following mortgage loan services:

  • Free Pre-qualifications - know how much home you can afford
  • Local decision making with most approvals on the spot for qualified members
  • Competitive rates and low fees
  • Flexible down payment amounts with up to zero down
  • Financing for your primary home and investment properties

Find the right loan program for you: 

  • Fixed Rate Conventional

    Your rate, principal and interest will remain the same throughout the entire life of your loan, even if interest rates rise. Terms range from 10-30 years. 

  • Adjustable Rate Mortgage (ARM)

    As the market changes so will your interest rate with an ARM loan. This allows you to take advantage of lower interest rates and possibly lower payments from month to month. 

  • First-Time Homebuyer Loans (NIFA)

    First-time home buyers, with certain exceptions, qualify for this unique program that provides funding for those that meet established income and purchase price limits. NIFA stands for Nebraska Investment Finance Authority.

  • Federal Housing Administration (FHA) Mortgage

    These loans are designed to help you purchase a home with a low down payment and less restrictive qualifying guidelines.

  • VA Mortgage

    These loans are administered by the Department of Veteran Affairs. The buyer can buy a home up to a specified amount with no down payment.

  • USDA Mortgage

    A USDA home loan is 100% financing (zero down payment) mortgage offered by the U.S. Department of Agriculture to home buyers in less densely populated areas of the country. Eligibility is determined by home location, income level and other requirements. 

  • Specialty Loans

    Liberty First has a variety of mortgage loans products available for unique situations including zero down purchases and refinance loans. Visit with a Liberty First Mortgage Loan expert for more details.

Related Links

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Ready to get started?

Call 402-465-1126 or

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