Auto and Personal Loans

Personal Loans

Loans For All Your Needs

Find Your Right Loan

Auto Loan Special for Model Years 2021 and newer:
37 to 48 Months – 4.99% APR*
49-60 Months – 5.49% APR*
61-72 Months – 5.99% APR*
73-84 Months – 6.49% APR*

Is it time for a new set of wheels, or maybe a backyard oasis for your home? Even if you are consolidating old debt, a personal loan can be a nice way to achieve your goals while saving you money each month.

Getting started is easy! Together we’ll find the right loan with the right payment and term for your life. Apply online or give us a call to get pre-approved and start living your dream.

Your next ride is right around the corner.

You need a dependable vehicle to get you to where you’re going. Whether you’re looking to buy a car, truck, SUV, van, or recreational vehicle, our auto loans for new or used vehicles can put you in the driver’s seat. Before you buy, see us first to get your auto loan pre-approved for easy shopping without the financing hassles.

With an Auto Loan from Liberty First you get more than just the money you need to buy your new car. You get personal service, local payments and a loan that works for you. No matter what phase of car buying you’re in, Liberty First Credit Union can help. From refinancing, to purchasing a new or used car, we are here with expert advice and flexible loan options.

  • Competitive rates
  • Low down payments
  • Flexible repayment terms
  • No prepayment penalties
  • Borrow 100% of either the purchase price or NADA retail price, whichever is less

Unsure of what you can afford? Use our “How Much Car Can I Afford” calculator to figure out what price range you should look in based upon how much of a monthly payment you can pay.

Payment Protection and Extended Warranty Options

Buying a vehicle is expensive. Liberty First Credit Union offers an optional Loan Payment Protection program to help safeguard your family from financial stress if you are injured or lose your job. Package options include: Life Plus, Disability and Involuntary Unemployment. The cost is based on the package options you choose and your monthly outstanding loan balance. You can add Loan Payment Protection to your loan at the time of financing or call us at 402-465-1000 to see if this can be added to your existing loan.

We also offer Mechanical Breakdown Insurance and Appearance Protection Packages for both new and used vehicles, typically for less than what you can find at the dealer.

Vehicle Pricing Information

NADA
NADA

Vehicle Pricing Information is available at no charge when you are buying, selling or trading a car, truck, van, motor home, fifth wheel, motorcycle, or jet ski. We’ll provide the invoice price for new cars, trucks, and vans and the NADA and Kelley Blue book values of used vehicles. This valuable service will help you save money on your purchase and determine the value of your trade. Before you buy, talk to us, so you can negotiate your best deal!

Auto Insurance

Need insurance for your new vehicle? We have a variety of Insurance options available to make sure you can find the lowest, most complete coverage available.

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on your credit, term of your loan, and the year and mileage of the vehicle. All loans subject to approval. Rates available for model years 2021 or newer with clean title. Includes Discount of 0.50% APR for automatic loan payments from a Liberty First Credit Union account. Borrowers lose Discount if they fail to meet qualifications during the loan term. Rate is not available for loans already financed at LFCU. 48-month estimated monthly payment $23.02 per $1,000.00 borrowed, 60-month estimated monthly payment $19.10 per $1,000 borrowed, 72-month estimated monthly payment $16.57 per $1,000 borrowed, 84-month estimated monthly payment $14.84 per $1,000 borrowed.

Related Links

Checking CDs & IRAs Credit Cards Home Equity Loans Mortgage Loans Deposit & Loan Rates Bank Anywhere Wealth Management Insurance Options Shared Branching & CO-OP ATMs
Top