Auto and Personal Loans Find Your Right Loan
Is it time for a new set of wheels, or maybe a backyard oasis for your home. Even if you are consolidating old debt, a personal loan can be a nice way to achieve your goals.
Getting started is easy: together we'll find the right loan for you. Give us a call to get pre-approved and start living your dream.
New & Used Auto, RV & Motorcycle Loans
You need a dependable vehicle to get you to where you're going. Whether you're looking to buy a car, truck, SUV, van, or recreational vehicle, our auto loans for new or used vehicles can put you in the driver’s seat. Before you buy, see us first to get preapproved for easy shopping without the financing hassles.
With an Auto Loan from Liberty First you get more than just the money you need to buy your new car. You get personal service, local payments and a loan that works for you. No matter what phase of car buying you’re in, Liberty First Credit Union can help. From refinancing, to purchasing a new or used car, we are here with expert advice and flexible loan options.
- Competitive rates
- Low down payments
- Flexible repayment terms
- No prepayment penalties
- Online Research and Shopping
- Borrow 100% of either the purchase price or NADA retail price, whichever is less
Unsure of what you can afford? Use our “How Much Car Can I Afford” calculator to figure out what price range you should look in based upon how much of a monthly payment you can pay.
Auto Buying Service
Payment Protection and Extended Warranty Options
Buying a vehicle is expensive. Liberty First Credit Union offers an optional Loan Payment Protection program to help safeguard your family from financial stress if you are injured or lose your job. Package options include: Life Plus, Disability and Involuntary Unemployment. The cost is based on the package options you choose and your monthly outstanding loan balance. You can add Loan Payment Protection to your loan at the time of financing or call us at 402-465-1000 to see if this can be added to your existing loan.
We also offer Mechanical Breakdown Insurance and Appearance Protection Packages for both new and used vehicles, typically for less than what you can find at the dealer.
Vehicle Pricing Information
Vehicle Pricing Information is available at no charge when you are buying, selling or trading a car, truck, van, motor home, fifth wheel, motorcycle, or jet ski. We'll provide the invoice price for new cars, trucks, and vans and the NADA and Kelley Blue book values of used vehicles. This valuable service will help you save money on your purchase and determine the value of your trade. Before you buy, talk to us, so you can negotiate your best deal!
Need insurance for your new vehicle? We have a variety of Insurance options available to make sure you can find the lowest, most complete coverage available.
*APR = Annual Percentage Rate. 48 month term with no minimum loan amount for a 2017 or newer vehicle; estimated monthly payment of $22.09 per $1,000.00 borrowed. The rate may vary depending on your credit, the term of your loan, and the year and mileage of the vehicle. Rate is not available for loans already financed at LFCU. Rates, terms and conditions are subject to change.
When you have numerous loans, making multiple monthly payments can be a hassle. A consolidation loan conveniently combines all of your loans into one, leaving you with one payment and one loan, at one lender.
A consolidation loan may reduce your repayment term, interest charges or your monthly payments. Home Equity Loans are commonly used to consolidate, but you can use other collateral or your signature as loans into one, leaving you with one payment and one loan, at one lender.
Open or Closed-End Loans
A Closed-End Loan is typically used when you only need a small amount of money, you do not have collateral, or don't wish to use it as security.
Some common reasons to apply for personal loans include:
- Paying for a wedding
- Financing home remodeling
- Consolidating credit card debt
- Moving expenses
- Special vacations
- Other unforeseen expenses
Loan Payment Protection
Liberty First Credit Union offers this optional program to help safeguard your family from financial stress if you are injured or lose your job. Package options include: Life Plus, Disability and Involuntary Unemployment. The cost is based on the package options you choose and your monthly outstanding loan balance
Add Loan Payment Protection to your loan at the time of financing or call us at 402-465-1000 to see if this can be added to your existing loan.
Get the money you need for school with our Smart Option Loan®.
- Competitive interest rates
- 3 repayment options
- No origination fee